Ontario Premier Doug Ford announced a major change to the provincial housing market on March 25, 2026. The province plans to remove the 13 per cent Harmonized Sales Tax on new homes for one year. The program runs from April 1, 2026 to March 31, 2027. This applies to purchase agreements signed during this period. Who Qualifies This is not just for first-time buyers. The expanded rebate includes first-time home buyers, repeat buyers purchasing a new home as their primary reside

Every developer knows the feeling. You drive past a vacant lot, half-expecting to see a For Sale sign. Nothing. But two years later, a townhouse complex appears where that empty lot used to be. Someone else found the deal. You missed it. That someone might be using AI. And they might have found your lot before you even knew it was available. The Old Way Was Slow Traditionally, finding development opportunities meant driving neighbourhoods for hours, relying on broker relation

For three years, the GTA condo market was the ugly duckling of real estate. Prices dropped. Pre-construction projects stalled. Investors dumped units. But in March 2026, something changed. Condos Under $400,000 Are Back For the first time in years, Toronto condos are trading below $400,000. This is not a crash. This is a reset. And for first-time buyers who have been locked out since 2021, it is a door opening. The average condo price in the 416 area code dropped to $568,00

Spring is here, and the Greater Toronto Area real estate market is doing something unusual — it is getting quieter right before the season when it is supposed to get loud. February Numbers Told a Grim Story for Sellers The Toronto Regional Real Estate Board February 2026 report confirmed what agents were feeling on the ground: this market is still searching for its floor. Just 3,868 homes changed hands across the GTA in February — a 6.3 per cent drop from the same month las

Most Canadians look at what’s happening in Iran and think “that’s a world away from me.” But if you have a mortgage, or you’re trying to get one, that conflict is showing up in your finances right now. And most people have no idea. I sat down with mortgage broker Dion Beg this week, and what he shared is something every Canadian homeowner and buyer needs to hear. The Bank of Canada Held Rates. So Why Is My Mortgage Going Up? On the surface, the news looked fine. The Bank of C

Every week I sit down with mortgage expert Dion Beg to talk about what is really happening in the real estate and mortgage world. And this week we touched on a topic that makes many homeowners nervous: missed mortgage payments. If you have ever wondered what happens after a missed payment, or whether the banks will ever lend to you again, this conversation is worth paying attention to. What Banks Actually Do When You Miss a Mortgage Payment When it comes to lending, banks tre

If you have to call yourself a top producer… you’re not one. That’s uncomfortable. Good. Because the industry has confused status with substance. Awards. Badges. Volume graphics. “Top 1%” headlines. None of that means anything to a consumer who is nervous about making a $900,000 decision. Here’s what I know. Consumers don’t care about your trophies. They care about certainty. They want to know: What is happening in this market? What should I do right now? How do I avoid makin