Gary McGowan and mortgage broker Dion Beg break down the renewal wave, power of sale spike, and why some buyers are actually making moves right now. If you have been watching the news lately, you would think Toronto real estate is either on the verge of a full recovery or headed off a cliff. According to Gary McGowan and mortgage broker Dion Beg of Kanga Mortgage, neither version is quite right. In a recent episode of RealtyChatter, the two sat down to go through the real num

A Facebook post from Andrew Perrie sparked a conversation this week that every Realtor in Canada needs to read. Perrie's take was direct: stop defending your commission with a list of expenses. Nobody buying or selling their largest asset cares about your gas bill or your health insurance. They care about what you actually do for them. He's right. And it cuts deeper than most agents want to admit. The wrong argument When a client pushes back on commission, the worst thing y

Let us talk about money. Specifically, let us talk about the chunk of change you have locked up in your home that you cannot actually spend. If you are 55 or older and own a home in Canada, there is a tool that might make more sense than you think. It is called a reverse mortgage, and before you write it off as something for seniors, hear me out. What even is a reverse mortgage? Simple. Instead of paying the bank every month to live in your home, the bank pays you. You borr

Ontario just took some meaningful steps forward on housing — and if you're a buyer, seller, or homeowner in this province, you need to understand what's changing and what it means for you. The Ford government's recent announcements — including an expanded HST exemption on new homes and the new Building Homes and Improving Transportation Infrastructure Act (Bill 98) — signal that Queen's Park is finally treating housing as the crisis it is. Here's what happened, what it means,

The Toronto condo market in March 2026 tells a story of adjustment. Prices are down, inventory is tight, and buyers finally have room to negotiate. Here's what the numbers mean for you. The March 2026 Numbers According to TRREB's latest market watch: • 2,235 condo apartments sold in the GTA • Average price: $620,479 • Year-over-year change: -8.0% • New listings: significantly down What This Means for Buyers The 8% price drop from last year translates to roughly $50,000 in s

The TRREB numbers just dropped for March 2026, and I sat down with mortgage broker Dion Beg to go through all of it live. If you haven't watched the episode yet, here's the short version: sales are up, prices are down, bond yields just jumped, and buyers are still sitting on their hands. Let's get into it. Bond Yields Are Up. That's Not Good News for Fixed Rates. We pulled up the bond yield chart live on the show and what you see is pretty telling. Yields were slowly drifting